Epic Dreams World
Operated by Dreams Design Group Inc.
1. Purpose
This Anti-Money Laundering (AML) Policy establishes the framework by which Epic Dreams World (“EDW,” the “Company”) prevents, detects, and reports potentially suspicious or fraudulent activity on its platform.
The Company is committed to maintaining the integrity of its e-commerce operations and ensuring compliance with applicable U.S. laws and industry best practices related to fraud prevention, financial transparency, and responsible business conduct.
2. Business Model Overview
Epic Dreams World is an e-commerce platform operated by Dreams Design Group Inc., offering digital products and physical merchandise.
From time to time, the Company may conduct promotional sweepstakes as part of its marketing strategy. No entries are sold, and a free Alternative Method of Entry (AMOE) is always available.
The platform is not a financial institution, money services business (MSB), or payment processor.
3. Customer Identification & Verification (KYC Principles)
While EDW does not operate as a regulated financial institution, it implements reasonable customer identification procedures to reduce fraud and abuse, including:
- Collection of customer information such as name, email address, phone number, and billing details
- Payment processing through verified third-party payment providers
- Monitoring of transaction consistency and customer behavior
The Company reserves the right to request additional verification information if suspicious activity is detected.
4. Transaction Monitoring
Epic Dreams World implements internal monitoring to detect unusual or potentially suspicious activity, including but not limited to:
- High-frequency or rapid repeat transactions
- Unusual purchasing patterns inconsistent with normal consumer behavior
- Mismatches between billing information, IP address, and geographic location
- Multiple transactions from the same user using different payment methods
Transactions flagged as potentially suspicious may be reviewed, delayed, or declined.
5. Geographic Controls (Geolocation Monitoring)
The Company utilizes geolocation tools and IP monitoring to:
- Restrict access from jurisdictions where participation may be prohibited or restricted
- Detect inconsistencies between user location and transaction data
- Prevent unauthorized or high-risk international transactions
Access may be limited or blocked based on geographic risk factors.
6. Age Verification
Participation in promotions and purchases on the platform is limited to individuals 21 years of age or older.
Users must confirm their age through an age verification mechanism prior to accessing the platform and/or completing transactions.
7. Suspicious Activity Review & Response
If suspicious activity is identified, the Company may take appropriate action, including:
- Temporarily suspending or restricting user accounts
- Cancelling or refunding transactions when appropriate
- Withholding eligibility for promotional participation
- Requesting additional identity verification
The Company reserves the right to deny service to any user at its sole discretion where risk is identified.
8. Chargeback & Fraud Prevention
The Company actively monitors chargeback activity and implements measures to minimize disputes, including:
- Clear product descriptions and transparent terms
- Prominent disclosure of “no purchase necessary” entry options
- Customer support accessibility
- Transaction monitoring and fraud detection tools
Users engaging in abusive chargeback behavior may be restricted or permanently banned.
9. Record Keeping
Epic Dreams World maintains internal records of transactions, user activity, and flagged events for a reasonable period of time to support:
- Fraud investigations
- Compliance reviews
- Dispute resolution
10. Cooperation with Authorities
Where required by applicable law, the Company will cooperate with law enforcement or regulatory authorities in connection with investigations involving fraud, money laundering, or other unlawful activities.
11. Policy Updates
This AML Policy may be updated periodically to reflect operational changes, regulatory developments, or enhancements to risk management practices.
Continued use of the platform constitutes acceptance of any updates to this policy.